Settlement Ethics

Ethics are the moral principles that govern behavior. Every workers compensation professional has ethical rules to follow. For attorneys, these are spelled out in Codes of Professional Responsibility, statutes and sometimes case law. Despite some differences among the states, the basic principles governing settlement ethics are mostly the same Duty to Communicate to the Client…

Six Biggest Mediation Misconceptions

The Mediator might rule against me. Mediators do not make any rulings. The role of the mediator is to help the parties resolve the issues.   If I go to mediation, I will have to give up something. Negotiation is about compromise. Each side usually gives up something. You won’t give up anything unless you, and only you,…

Understanding Public Income and Medical Benefits after the Affordable Care Act

There’s a lot more to the Affordable Care Act than buying private health insurance through an exchange marketplace like http://www.CoveredCA.com. Four kinds of public benefits can help people get the medical care they need: Subsidized premiums and co-pays for private health insurance purchased through an exchange.  Commercial insurers issue these policies, not the government. Medicare,…

DON’T LET POLITICS GET IN THE WAY

“AFFORDABLE CARE ACT” NOT “OBAMACARE” The term “Obamacare” is a nickname for the Affordable Care Act.  But sometimes politics can get in the way of clear thinking.  Click http://www.hulu.com/watch/539715 to see what I mean. The Affordable Care Act encompasses much more than the purchase of private health insurance on an exchange like Covered California, http://www.CoveredCA.com.…